Customer due diligence for every AML obliged entity.

How Kyclara works

Financial intermediaries; fiduciary companies; professionals; agents and brokers; gold buyers and gold dealers; other non-financial operators.

References: Italian Legislative Decree 231/2007, Article 3; for gold buyers, Legislative Decree 92/2017. The scope and conditions applicable to each activity apply. This is a brief, non-exhaustive list. Italian Legislative Decree 231/2007, Article 3, Legislative Decree 92/2017 (gold buyers).

1. Demo data, 01Personal invitationTo: mario.rossi@example.comAlpha SGR, Complete the questionnaire →

   The client completes and signs online

   The client receives a personal invitation and signs in with an email code, without a password. They complete the guided questionnaire and upload documents. The fields depend on their answers.

   The client can complete the questionnaire on their phone. Online signing uses a simple electronic signature with a code sent by email.

2. Demo data, 02Questionnaire, Mario RossiFull name Mario RossiNationality ItalySigned and submitted

   The operator reviews and explains the decision

   The questionnaire collects client and beneficial owner details, including PEP declarations. Sanctions screening uses the EU, UN and OFAC lists with automatic updates. The operator checks matches and records the reasons for the decision. PEP checks remain manual; the risk score is a suggestion.

   The decision and its reasons remain in the activity log. You can export the case file.

3. Demo data, 03Activity log5 October 2026, AML managerDecision approvedReason documents and answers checked.

   The portal uses your branding

   Each organisation has its own portal, with its logo, colours and legal texts. Clients recognise the branding of the organisation handling their case.

   Questionnaire templates can be configured for initial due diligence, periodic reviews or additional information. No custom development is needed.

Kyclara is an operational archive: you can export the case file with documents, signatures and the activity log. Compliant record retention remains the responsibility of the obliged entity; exporting alone does not ensure it.